MoneyGuard Solutions | Safeguards Rule Support for Financial Services Firms

Why this sector

Three facts shape every control on this list.

A retailer that is breached loses margin and goodwill. A firm entrusted with client funds loses the only thing the relationship was ever built on, and then explains itself to somebody with the authority to ask.

01

The motive is the money itself

Most intrusions in this industry are not hunting for a database to resell. They are hunting for an outgoing payment to redirect: a funding instruction, a client disbursement, a payroll run, an escrow release. The intruder wants a mailbox and a plausible pretext, and the loss is realised the moment a real person approves a real transfer.

That shape explains why the mailbox, the endpoint, and the person all appear in this catalog. Filtering removes the crude attempts, training addresses the convincing ones, and correlated detection is what notices the quiet week somebody spent reading the thread before writing into it.

02

The record outlives the engagement

A tax file, a loan application, a client agreement, a settlement statement: these are kept for years because retention rules and professional standards require it, long after the relationship that created them has ended. Every year of retention is another year the material has to be protected, located on demand, and eventually disposed of properly.

The Safeguards Rule addresses both ends of that life. It asks you to know where customer information is, and it asks you to dispose of it within two years of the last legitimate business use unless retention is otherwise required. Neither question can be answered from an org chart.

03

One named person signs for all of it

The rule requires a single Qualified Individual to be responsible for the program, and it requires that person to report in writing to the board or governing body at least annually. Not a committee, not a vendor. A person, in writing, on the record.

That is why we describe our services as evidence producers rather than compliance products. The person who signs the report needs artifacts with dates on them: restore tests that passed, training that was completed, alerts that were reviewed, changes that were captured.

The written program

Where each service family lands in 16 CFR Part 314.

The Safeguards Rule asks a financial institution to design and implement safeguards against the risks its own assessment identified. These are the places our catalog contributes, stated the way we are willing to have them read back to us.

16 CFR 314.4(b)

Risk assessment

Discovery output tells you where customer information has actually accumulated, so the assessment is written against findings from your own endpoints instead of an inventory somebody drew from memory.

16 CFR 314.4(c)(1)

Access controls

Allowlisting comes at the question from the execution end. Whatever a stolen credential is entitled to open, it cannot launch a program the firm never approved.

16 CFR 314.4(c)(3)

Encryption

AES at 256 bits across everything in our custody, transport encryption on every connector we operate, and file-level encryption on the enforcement line for whatever is still resting on a workstation.

16 CFR 314.4(c)(8)

Monitoring and logging

Activity is recorded, and then it is read. Detections are triaged by named analysts and the review itself carries a timestamp, which is the half of this element that a quiet console fails.

16 CFR 314.4(h)

Incident response

Writing the plan is yours. Executing containment, and producing the dated case record your plan says you will produce, is what the remediation lines are for.

16 CFR 314.4(f)

Service provider oversight

Fortify 24x7 becomes one of the providers you are required to oversee, so the operating evidence your periodic assessment asks for arrives as part of the service.

Support is not the same as satisfaction. Designating the Qualified Individual, writing the program, adopting multi-factor authentication, and deciding what is reasonable for a firm of your size all remain yours. The full correspondence table names those edges explicitly.

Open the full Safeguards Rule map Go to the catalog

For accountants, bookkeepers, and tax preparers

Your general ledger lives in someone else's cloud.

Trial balance, client billing, payroll history, audit trail: QuickBooks Online carries all of it. Intuit keeps that platform running, and uptime was never what put you at risk. The risk is that Intuit gives no guarantee your data can be recovered, which is the entire reason this line exists. One careless import, one merged customer list, one bookkeeper leaving in a hurry, one stolen login, and a quarter of work is undone inside a platform with no way back.

For a practice that closes books or files returns on behalf of others, that gap is not a technical inconvenience. It is a client obligation with your name on it, and it is the one system in most firms that nobody thought to protect independently.

Automated and continuous capture
Download, restore, and replicate in a click
Unlimited storage, no hardware to run
AES at 256 bits, stored and in flight
Availability and service update at 99.99% or better
Counted per company file, monthly

Fetching

QTY

Services and pricing

Assemble the program your firm actually needs.

Each line quotes an open monthly rate against a thing you can count: an endpoint, a mailbox, a licensed user, a managed device, a tenant, a company file. Tick off the ones that apply and checkout folds them together into one subscription. There is no package to buy and no term to sign.

Live rates did not come back this time. Reloading generally cures it. Should the catalog stay quiet, send us a note and a written quotation follows.

Fetching live rates

How onboarding runs

Scope, then agents, then quiet.

Handover is deliberately brief, and what it leaves behind asks nothing of anyone. Any control that survives only while a person keeps thinking about it has a hole through the middle of it.

01

Scope and subscribe

Pick the lines that apply and pass through checkout. Stripe settles the payment, and no card detail is visible to these pages or to us. Ahead of provisioning we agree which entities, offices, and machines are inside the boundary, and note who holds the Qualified Individual role, since an escalation must land on whoever carries the program.

02

Provisioning

A setup package comes by mail: an agent per hardware line, an authorisation link per cloud line, and the tenant entries binding this account to the desk. Same working day is the norm.

03

Steady state, with a paper trail

Jobs run, detections land with analysts, and evidence piles up unaided: restore tests, training completions, patch condition, filtering records, case threads. Every part of it waits in the portal against the day a request arrives.

The duty travelswith the money.So should the controls.